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Joined 1 year ago
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Cake day: June 16th, 2023

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  • Bogleheads three fund portfolio (total US stock + total world stock + bonds) is very simple yet will beat most actively-managed portfolios over the long run.

    This is right. But you don’t really need the ‘total world stock’. I reduced my allocation of that to 2% because it was dragging down my returns.