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Cake day: June 11th, 2023

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  • My first parrot Johnny. I purchased him for my husband as a surprise Valentine’s gift when we were dating/living together. While we had done our research and made sure we were ready to handle the responsibility, we were not financially in a great place at the time. My credit card was almost maxed but I made the impulse decision to call the company to get a limit increase so I could make the purchase. And while it did take me some time to get out of my young and dumb credit card debit I never once regretted getting my little turkey bird. He passed away from old age almost 2 years ago but I still miss him everyday.







  • Story time! Back in the year of 1999 I took out a student loan for $5000. I didn’t actually need the money for that semester so I put the money directly into a CD that had like 4-5% interest on it. When I finally needed the money like 2 years later for my senior year of college, the interest on the CD had paid for the interest of the loan. More surprising I was able to fill out the loan paperwork and the CD paperwork at the same time with the help of a bank representative. These days I’ve had $4000 sitting in a rolling ladder CD for almost 8 years and barely made $200 back in interest. It’s pathetic and not really a mystery as to why people don’t bother to save money anymore.