That depends, how far in the future, how big of an expense, how much interest can you earn, and what’s inflation looking like?

If it’s more than a couple thousand dollars more than a couple years out, you could possibly make useful money with a high interest bearing account provided inflation is expected to be less than about 2/3 of the interest rate of the account.

Time IS money.

Battlestar Galactica will always be my comfort apocalypse.

That sounds like exactly the app I’ve been looking for.

Also depends on our limits. $25,000 in liability will cost less than $250,000 in liability.

Beech-Nut baby food. They have a history of bad faith actions including multiple citations, years apart and after litigation no less, for “selling artificially flavored sugar water as apple juice.”

https://en.m.wikipedia.org/wiki/Beech-Nut

No need to “grind down” a tire. The differentials will balance out the difference in torque.