It’s percentage of the entire population, if you organized everyone from lowest to highest IQ, what percentage of the entire population would you need to include for them to be in the top. It’s a little clearer when a point of interest is near the top. E.G. “person is in the top 1% of people in terms of wealth.”

A less kind way to say it is ‘91% of people have a higher IQ than this person’.

I imagine if my occupation includes carrying a gun, interacting with citizens, and a historically high rate of extrajudicial deaths amongst people I am supposed to be protecting. A publicly accessible camera would be beneficial to easing the minds of those I interact with and providing evidence for any actual instances where I felt my life was threatened.

I imagine that he is equating the spectrum back to the rainbow, where red is the ‘top’ of the visible arch when a single rainbow is seen from the ground.

Of course the outer ring from a double rainbow flips the order of the colours, but that’s probably being needlessly pedantic.

“But, when I talk to people in general, most seem to not worry because they “have nothing to hide”, and most are only worried about their passwords, banking apps and not much else.”

Sounds like they have passwords and banking apps to hide, You should demand their bank account and credit card details to verify that they have made no illicit actions.

If they point out that they have no reason to trust you with that information, that’s when you point out that police, government, or corporate groups are made out of people just like yourself. They might have some codes of conduct, or a vetting process, but it just takes one person malicious or careless enough for you to be severely impacted.