Anyone who has been a pedestrian is also well acquainted with this. Cars watch for and expect other cars, not people (bikes, mopeds, etc). The amount of times I’ve almost been hit by someone who is staring intently at oncoming traffic and flooring it without looking anywhere else is too damn high.
If you absolutely hate sunscreen for sensory reasons, check out UPF jackets and other clothing. I live in a place where the UV is 11+ every day in the summer and it works great without being suffocatingly hot. Being able to just throw a jacket on and go outside without worrying about sunburn is pretty great.