• MrEff@lemmy.world
      link
      fedilink
      arrow-up
      0
      ·
      edit-2
      1 month ago

      Little under 30k in higher risk dividend. Bring in about 800 a month.

      I have a mix of large cap, small cap growth stocks, then dividend high risk and low risk. Stock like this (I do not own PETS, I was just using it as an example) would be a high risk due to its price instability. But you mitigate that with stop loss orders.

      I have a vanguard/roth for my longs (large cap growths and stable dividends with DRIP) and then use etrade for the small cap or high risk ones. I like their tax documents and easy interface.

      People make arguments against dividend stocks, I simply call it a different strategy. Some years it beats out my growths, some years it is about on par. Depends on where I have it at the time and slightly more market dependant.

      I have recently gotten into ex-date chasing. While it has increased the returns, it is more work.

        • MrEff@lemmy.world
          link
          fedilink
          arrow-up
          0
          ·
          edit-2
          1 month ago

          Also yes. The more professional name is ‘dividend capture strategy’. More work, worth the pay off, do all you can to avoid commissions and fees.

          • TrickDacy@lemmy.world
            link
            fedilink
            arrow-up
            0
            ·
            1 month ago

            Haha I was making a joke about the terminology but I probably should actually do some reading about the topic

      • Grayox@lemmy.ml
        link
        fedilink
        arrow-up
        0
        ·
        edit-2
        1 month ago

        Ive thought about doing that with my IRA, has the market negatively impacted your yields at all?

        • MrEff@lemmy.world
          link
          fedilink
          arrow-up
          0
          ·
          1 month ago

          When it is easy bull markets, I go heavy on growth stocks. When the market is bear, I go heavy on dividends. Right now though there is a high beta turmoil, so I have a mix of both. My IRA is also set up as more od a “leave this alone” investment. My etrade account has my “fuck around and find out” money. I mention this because it is hard to directly compare the two. So far my dividends have strongly out performed the growth stocks, but only in the last 3 months or so has the gap widened. I credit it to 2 specific ones that are getting me 30%-ish yields with stable prices. They are also new etf’s, so the hedge money is still strong before the stripping gets to its prices. I mentioned in a post lower that that my little under 30k is netting me 800/month. Honestly it is paying a higher yield than renting out my condo is getting me.