My mum is like this but I think this kind of thing depends on where you’re at in your financial journey and also the type of person you are.
I find that cash burns a hole in my pocket and I check my apps regularly to track spending so any cash effectively just “disappears”, I won’t even remember what I spent it on.
I completely prefer digital spending because for me it’s easier not to lose track and if I seem short, I can trace exactly where it went.
If you’re someone who is not in financial trouble and pays off credit cards regularly then I advise trying to find one with decent rewards and use it for as much of your spending as possible.
This not only gets you air miles / cash back but also helps to build a strong credit record if you’re looking to buy a house, car, … in the future.
My mum is like this but I think this kind of thing depends on where you’re at in your financial journey and also the type of person you are.
I find that cash burns a hole in my pocket and I check my apps regularly to track spending so any cash effectively just “disappears”, I won’t even remember what I spent it on.
I completely prefer digital spending because for me it’s easier not to lose track and if I seem short, I can trace exactly where it went.
If you’re someone who is not in financial trouble and pays off credit cards regularly then I advise trying to find one with decent rewards and use it for as much of your spending as possible.
This not only gets you air miles / cash back but also helps to build a strong credit record if you’re looking to buy a house, car, … in the future.